Health Plans

PAYMENT POLICY

Medical services are provided and billed by Elite Physical Theerapy. We participate with all of the major health insurance plans around Newark, Elizabeth, Irvington, East Orange and surrounding areas. The insurance plans we participate in are listed below. 

If your plan is not listed, we may still be able to cover you if you have out of network benefits; call the office for further details. 

Please be aware that with any health plans, there may be deductibles and copayments for which you could be responsible.

HEALTH PLANS

  • Amerihealth
  • Align Network
  • Cigna
  • Corvel
  • GHI Worksman Comp
  • Horizon Blue Cross Blue Shield
  • Horizon NJ Health 
  • Magnacare
  • Med Risk
  • Medicare
  • Rockport
  • Smart Comp
  • Tech Health Worksman Comp
  • United Health Care PPO
  • United Health Care Community Plan
  • United Health Care (Medicare/Medicaid HMO)

FAQ's ABOUT YOUR BILL

Q- What billing or insurance information will I receive?

A- You will receive an explanation of benefits (EOB) which breaks down all the charges sent to your insurance company. 

Q- How long will it take to get things settled with the insurance company?

A- Generally, it takes from 45 to 60 days to obtain payment from an insurance carrier.

Q- Why am I getting bills from physicians?

A- You will only receive a bill from Elite Physical Therapy if you owe a co insurance or co pay that was previously discussed and agreed to on your first visit. 

Q- I received a notice that my insurance company has paid on my bill -- but I can't understand how they calculated their payment amount. Do you know?

A- If you have any questions regarding your EOB, bring your notice into the office and we would be happy to discuss the details.